The financial tool that adapts to you.
The financial tool that adapts to you.
needs
goals
life
(Not the version of you that budgets perfectly)
Learns how you actually make decisions — not just what you earn or spend.
Surfaces a small set of money decisions worth your attention today.
Small daily actions to help you follow through — even when life gets busy or motivation drops.
Let’s be real…
Not a budget check. Just a vibe check. Find out how you really feel about your finances — and what to do about it.
Let’s do this →
…and let’s keep in touch
Built for real behavior — stressed, avoidant, impulsive, or careful.
You don’t need more information. You need fewer decisions.
As priorities shift, Inertia shifts with them — quietly, over time.
Ready to take control of your finances?
Join our waitlist →Inertia looks at your full financial picture — but acts on what matters today.
Select your top three priorities
CLICK & DRAG
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Inertia builds focus and its daily actions support follow through
No. Inertia is designed to reduce how often you think about money — not increase it.
That’s exactly the point. Inertia adapts to where you’re starting, not an idealized version of you.
Not really. Budgeting tells you what you should do. Inertia helps you decide what to do next.
We do not sell your personal or financial information.
Data is shared only with service providers that help us operate our product, such as secure data infrastructure partners, and only under strict confidentiality and security requirements.
Inertia was created with financial planners and coaches with over 35 years of experience — grounded in real client behavior, not theory.
Yes. We use industry-standard security practices and never sell or share your data. We never see or store your bank username or password, and your information is used only to support your experience in Inertia.
We connect to financial institutions through a secure, read-only connection that allows us to retrieve approved account information without the ability to move money or make changes. To establish this connection, we use Plaid, a trusted financial data platform that securely handles bank authentication directly with your institution. Your login credentials are never shared with or stored by us.
